In the aftermath of a severe premises-related injury, you may find yourself grappling with issues much larger than your current medical costs. You’re facing a future filled with uncertainty about your health, your ability to work and your financial stability. Understanding how to calculate long-term damages is crucial for securing fair compensation.
Calculating long-term damages isn’t simple. Though the process may seem challenging, it can strengthen your claim for compensation that addresses the full impact of your injury on your future.
Understanding long-term damages
Long-term damages, also called special damages, extend far beyond your initial hospital stay. They include:
- Ongoing medical treatment
- Lost wages and reduced earning capacity
- Rehabilitation costs
- Home modifications
- Long-term care needs
Pennsylvania law recognizes these lasting effects. You have two years from the date of injury to file a claim, but it’s vital to start assessing long-term damages immediately.
Steps to calculate your damages
In calculating long-term damages, you can seek the help of health care providers, financial analysts, vocational rehabilitation specialists and life-care planners. To accurately assess damages, consider:
- Collecting all medical records and bills
- Documenting lost wages and missed work time
- Consulting medical experts about future treatment needs
- Evaluating the impact on your career path
- Assessing changes in your quality of life
Pennsylvania follows a modified comparative negligence rule. You may not recover damages if you’re found to be more than 50% at fault.
Don’t underestimate the importance of accurate calculations. Insurance providers frequently attempt to reduce compensation, particularly when it comes to ongoing and future expenses. A clear, well-documented estimate of your future needs is essential.
Every case is unique. While these guidelines provide a starting point, consulting a personal injury attorney who understands Pittsburgh’s premises liability law is advisable. They can help ensure all potential long-term effects of your injury are considered and maximize your chances of securing fair compensation.
